CNA Hardy, the specialist commercial insurance arm of the US-based CNA Financial Corporation, maintains a significant presence in the UK and Lloyd’s market, yet its underwriting policies directly contribute to the climate crisis. The company openly provides insurance solutions for the energy sector, boasting over 70 years of experience with clients ranging from independent producers to global supermajors. While it states it does not underwrite new coal risks unless they are part of a larger, diversified portfolio, this exception provides a concerning loophole for continued coal support. More broadly, CNA Hardy explicitly lists oil and gas operations—from exploration and construction to production and pipelines—as core business areas.