insurer profiles
Insurers are graded based on their involvement with fossil fuel companies, detention & surveillance contractors, military companies complicit in the genocide in Gaza and controversial weapons such as nuclear weapons.
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Recommended Insurers
These insurers have no known involvement in underwriting of or investing in destructive companies.
Ansvar is part of Benefact group, focusing on charity, community, and education sector.
Ecclesiastical is part of Benefact Group with expertise in faith, heritage, education, and charity sectors.
NBS is Managing General Agent, using Hadron to underwrite its insurance products.
Covea is a French insurer, operating in small and medium enterprises sector.
CFC is a London-based specialist insurer focusing on cyber risks.
Admiral is a leading UK motor insurer, primarily known for its personal lines including car, home, and travel cover.
Protector is a Norwegian insurer focusing on public sector insurance.
UMAL is a specialist insurer that operates as a mutual, owned by its members. It provides insurance exclusively to the higher education sector.
Insurers with Minimal Exposure
These insurers have minimal involvement in underwriting of or investing in destructive companies.
Aspen, headquartered in Bermuda, claims climate action, but its policy has loopholes letting it keep backing oil and gas, prolonging fossil fuel expansion.
Munich Re is the world’s top reinsurer. Recently, it withdrew from several key climate and net-zero initiatives.
Axis Capital, headquartered in Bermuda, pledged to stop supporting coal and some oil projects, but still helps insure broader oil and gas projects.
Ark Insurance, majority owned by White Mountains, underwrites fossil fuel projects at Lloyd’s, enabling the expansion of carbon-intensive industries driving the climate crisis.
Great Lakes Insurance SE, part of Munich Re, continues insuring fossil fuel projects including methane export terminals, contributing to fossil fuel expansion despite climate risks.
ERGO, part of Munich Re, insures health, life and property but still underwrites some fossil fuels.
Kingsbridge, owned by White Mountains, provides insurance for oil and gas contractors, directly supporting fossil fuel sector growth.
ERS Insurance, part of IQUW Group, underwrites motor and specialty lines but remains exposed to fossil fuel risks through its parent company.
Insurers with Considerable Exposure
These insurers have meaningful involvement in underwriting of or investing in destructive companies.
Aviva is a British multinational insurance company with a big greenwashing operation while investing billions in destructive companies. It insures migrant detention firms like Serco and Mears.
RSA, soon to be Intact, has historic ties to slavery. It insures Boeing, which supplies Israel with weapons used in the genocide.
Hiscox insures controversial fossil fuel projects, including harmful coal mining. It also underwrites Made Tech – company developing digital infrastructure for Ministry of Justice electronic monitoring targeting migrants.
Beazley, a London-based specialist insurer, known for cyber and political risk cover, continues to have weak climate policies and lack of transparency.
Direct Line, in the middle of Aviva takeover, plagued by aggressive premium hikes, slow claims processes, and declining customer loyalty across the UK.
Markel insures oil and gas projects while claiming social responsibility, rejecting calls to disclose climate impacts and continuing to support fossil fuel expansion.
Probitas, now part of Aviva and managing Lloyd’s Syndicate 1492, pledges not to insure EACOP but lacks broader fossil fuel exclusions.
US-based CNA Hardy sustains fossil fuel industries via permissive underwriting, exploiting coal loopholes and prioritising oil and gas.
Chaucer, a London-based insurer owned by China Re, has no fossil fuel restrictions and continues backing major coal, oil and gas expansion projects.
Convex Insurance, Bermuda-based international insurer and reinsurer, openly promotes its expertise in the energy sector, including upstream oil and gas, transportation, and refining.
HDI Global Insurance is a major international insurer, part of Germany’s Talanx Group, with deep involvement in high-risk sectors—such as heavy industry, construction, and energy.
Arch Capital Group, a Bermuda-headquartered insurer and reinsurer, has a history of providing crucial insurance coverage to carbon-intensive projects.
Berkshire Hathaway – one of the world’s largest and most influential conglomerates – champions fossil fuels with the dirtiest US coal plants and vast oil investments.
Insurers with High Exposure
These insurers have large involvement in underwriting of or investing in destructive companies.
Allianz is the 6th biggest global underwriter of fossil fuels. It insures and invests in Elbit Systems – an Israeli weapons manufacturer, producing drones aiding in the genocide.
Zurich ranks 7th globally for fossil fuel insurance, and underwrites Shell and Chevron – some of the biggest climate wrecking companies.
French AXA, one of the largest financial services groups in the world, investing millions in defence contractors supplying equipment to Israel, fossil fuels and migrant detention.
AIG is in the global top 10 largest underwriters of fossil fuels. It also insures companies tied to the Israeli genocide of Palestinians – Maersk, L3Harris and Rolls-Royce.
QBE is in the global top 10 largest underwriters of fossil fuels and insures Clearsprings Group running squalid and inhumane migrant accommodation.
Chubb is the 3rd biggest insurer of fossil fuels in the world, insuring the mining giant Glencore and oil and gas supermajor Eni.
Newline Group is a London-based specialty insurer operating through Lloyd’s Syndicate 1218, and owned by Fairfax – a massive climate outlier.
Travelers is in the top 10 largest underwriters of fossil fuels in the world, and has resisted shareholder efforts for transparency on climate risks.
Tokio Marine, Japan’s largest insurer, is the world’s 4th largest underwriter of fossil fuels.
Liberty Mutual ranks among world’s top 10 fossil fuel insurers and insures Leonardo, which supplies Israeli military equipment used in genocide.
XL Catlin is a sub brand of AXA operating under the AXA XL brand. AXA is the 7th biggest insurer of fossil fuels in the world.
Brit Insurance is a London-based insurer, owned by Fairfax Financial which is the 4th largest underwriter of fossil fuels in the world.
Allied World is a global specialty insurer operating Lloyd’s Syndicate 2232, and owned by Fairfax investing billions in fossil fuels.
Berkeley ranks 6th globally for fossil fuel insurance and insures Ithaca Energy, a UK oil/gas firm with ties to Israeli genocide.